
Well, that is until I attended Chinkee Tan’s Ipon Pa More 2018 Workshop in Greenhills yesterday. Oh of course, I know all about savings, how can I not? But, really, in my mind, there’s just nothing to save. I dont celebrate birthdays except with a nice dinner. How can I have savings when the money doesn’t even fit our lifestyle? In my mind, an ipon diary would remain blank and unwritten. Its just that, dumadaan lang sya talaga sa kamay. I budget the entire month based on our income. Look, I’m a pretty money savvy mommy (I think). I just don’t think that savings applies to me.

One of the areas in life where I’ve always thought that Im a failure, is in personal finance and savings. How to Save Money with a Tight Budget using My Ipon Diary
